Working Capital
For operating needs, expansion and cash-flow timing. Depending on the business and financing institution, structures such as term financing or overdraft may be discussed.
Trade facilities
Trade Facilities for Growing Businesses
Suitable trade facilities may support eligible import, export, procurement, supplier, contract or trading activities, depending on the applicant, transaction and financing institution. Examples that may be discussed include Letter of Credit (LC), Bank Guarantee (BG) and Banker’s Acceptance (BA).
A needs-based discussion of options. Eligibility depends on the business and the facility. Approval is not guaranteed.
What trade facilities may support
Trade-related facilities are not one product. Whether a facility is suitable depends on the applicant, the transaction and the financing institution.
- Letter of Credit (LC), where appropriate to the transaction
- Bank Guarantee (BG) for suitable commercial requirements
- Banker’s Acceptance (BA), depending on eligibility
- Import, export, procurement and supplier payment support
- Other trade financing facilities that may be relevant to the transaction
Situations where it may be relevant
These examples are illustrative. Not every facility is available to every business.
Importing goods and needing structured payment support
Purchasing inventory for a confirmed trading cycle
Fulfilling contract requirements that call for a guarantee or trade support
Managing supplier payment cycles on eligible transactions
Providing commercial guarantees where the transaction supports it
How it generally works
A trade discussion usually starts with the transaction, not a generic product list.
01
Describe the transaction
Share the nature of the trade, contract or procurement requirement.
02
Review suitability
The team discusses which facility types may be relevant, depending on the applicant and the transaction.
03
Explore next steps
If a facility may be suitable, the information typically required can then be discussed.
Information that may be relevant
Requirements vary by facility and financing institution. It is often helpful to have the following available.
- Company registration and business profile
- Details of the trade, supplier or contract
- Invoices, purchase orders or draft contracts, if available
- Recent financials and bank statements
- Any existing trade facilities
Eligibility and suitability
Trade facilities are subject to eligibility and to the policies of the relevant financing institution. Not every facility is available to every applicant or transaction. Business Capital can discuss options that may be suitable. Approval is not guaranteed.
Already prepared with your company documents?Self Apply
Eligibility enquiry
Check Your Financing Eligibility
Share your business financing requirement with our team by WhatsApp or phone. There is no obligation, and contact does not guarantee financing or an automated credit decision.
- WhatsApp or phone for an immediate financing enquiry
- Needs-based discussion of options, not a guaranteed approval
- Ready with documents? You can also Self Apply on this website
Online enquiry submission is temporarily unavailable. For immediate assistance with your financing requirement, please contact our team via WhatsApp or phone. Messages and calls are not an approval or credit decision.
Primary / WhatsApp: 012-333 8500 · Secondary: 016-621 0392
Ready to submit supporting documents?Self Apply
Next step
Ask About Trade Facilities
For immediate financing enquiries, contact our team via WhatsApp or phone.